Building something new is an investment in the future, but in 2026, the construction landscape in Texas and beyond faces unique challenges. From supply chain shifts affecting material costs to unpredictable weather patterns, your project is most vulnerable while it is “in progress”.
At Secured Risk Insurance Group, we understand that a standard property policy often stops where your construction begins. Whether you are a homeowner remodeling in Texas or a developer breaking ground on a commercial complex in any of the 33 states we are licensed in, Builders Risk Insurance (also known as Course of Construction) is the backbone of your risk management strategy.
Why You Can’t Afford to Skip It
Construction sites are high-stakes environments. Without specific coverage, a single event can derail your timeline and budget. Builders Risk provides a safeguard against:
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Physical Damage: Protection from fire, lightning, wind, and hail.
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Theft and Vandalism: Job sites are prime targets for the theft of copper, tools, and high-end fixtures.
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Project Delay Costs: Often called “soft costs,” these can cover lost rental income, additional interest on loans, and even extra real estate taxes incurred due to a covered loss.
How We Simplify the Process
As an independent agency based in Texas, we don’t just work for one carrier; we work for you. We provide personalized guidance to ensure you aren’t just “covered,” but correctly covered for 2026’s market realities.
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Speed & Efficiency: We offer same-day coverage in most instances, helping you meet contract requirements or loan closing dates without delay.
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Unmatched Choice: We shop across various A-rated carriers—including industry leaders like Liberty Mutual, Bankers Insurance, Victor and The Hartford—to find the most competitive rates and tailored terms.
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National Reach, Local Expertise: While our roots are in Texas, we are licensed to write Builders Risk in 33 states, offering the same high-level service across the country.
Visualize Your Protection
When sharing this on your site, we suggest using these interactive graphics available on Secured Risk Insurance:
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The “Under Construction” Interactive Graphic: Use the visual showing a building in progress to highlight areas like materials and temporary structures.
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The “Step-by-Step” Discovery Tool: Use the “Click, Discover, Cover” graphic to show how easy it is to start the process.
Secure Your Build Today
Don’t wait for the first material delivery to realize you’re unprotected. Our experienced team is ready to guide you through the complexities of construction insurance to ensure your project stays on track.
Ready to protect your investment? Get your Builders Risk Quote today or call us directly at 713-961-0880 to speak with a licensed agent today.
